Wednesday, September 26, 2012

Taxing taxation: JSK Associates and managing taxes

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JSK Associates’ team of investment advisers would attest to the impact of taxes on any investor’s portfolio. Taxes are levied on almost anything related to income and trade, and these taxes supposedly keep the government machinery running.


Many things have been said about taxes and how the government uses them. Regardless of the sometimes harsh name-calling, taxes remain part of the fundamentals of socio-economics. Because of its overarching role in building the economy, taxes have to be factored in whenever households review their books. Investors of all sorts, similarly, have to take taxes in consideration when developing their portfolios



 JSK Associates
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Tax planning and minimization is one of JSK Associates’ areas of specialization. Most people rely on accountants to balance their books for them and to make projections on tax breaks, tax credits, and additional taxes. The firm boasts of a wider view on things, capturing areas which accountants may miss. Through an array of strategies, the firm tackles tax problems with precision, drawing out areas where reductions can be found.


It all boils down to proper asset management. Some assets are subject to greater taxes when disposed of, and reducing these taxable gains may work to an investor’s advantage. Meanwhile, savings and assets already on hand may be shifted to asset areas meant to provide tax relief. Governments the world over provide tax credits and lucrative tax breaks based on qualifications, and investors may be able to exploit that without their knowledge.



 JSK Associates
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These programs may create avenues for minimizing the government’s cut on one’s portfolio, and an asset manager may be the right person to make sure of this.  


To learn more about JSK Associates and its services, log on to www.investtowin.com.

Monday, September 3, 2012

JSK Associates: Maximizing the value of one's retirement fund



JSK Associates, an independent financial advisor firm, has noted that many professionals take a passive approach to their 401(K) investments. The savings for retirement is often left up to the company they work for, and many professionals seem to think that spending most of their life advancing the business goals of their employers is enough to get them a sizable amount when they retire.


JSK Associates
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The 401(K) may represent a professional’s single largest asset by the time they retire, and there is no reason to take a passive stance in building it up. The truth of the matter is that there are many factors affecting the investment environment that may affect the appropriateness of their investments.

Given this, JSK Associates offers a program which provides a different approach to the 401(K)—one which allows professionals to maximize the growth of their retirement fund while minimizing the risks involved.

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One thing that professionals have to understand about managing 401(K) assets is that it is different to how they manage a traditional portfolio. For instance, the owners are only allowed a limited number of changes per year, and their investment options usually include just the company’s stock, a money market fund, and a few others.

The efficient management of 401(K) assets involves a targeted approach at increasing its value through making changes to the portfolio only when the time is right. This is why the JSK program provides investors with recommendations based on day-to-day assessments of the investment atmosphere. In most cases, the recommendation is to do nothing but on days wherein the recommendation is to make a shift, it will be crucial to maximizing the investment.

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For additional information on JSK Associates’s 401(K) program, visit: www.investtowin.com .