JSK Associates, an independent financial advisor firm, has noted that many professionals take a passive approach to their 401(K) investments. The savings for retirement is often left up to the company they work for, and many professionals seem to think that spending most of their life advancing the business goals of their employers is enough to get them a sizable amount when they retire.
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The 401(K) may represent a professional’s single largest asset by the time they retire, and there is no reason to take a passive stance in building it up. The truth of the matter is that there are many factors affecting the investment environment that may affect the appropriateness of their investments.
Given this, JSK Associates offers a program which provides a different approach to the 401(K)—one which allows professionals to maximize the growth of their retirement fund while minimizing the risks involved.
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One thing that professionals have to understand about managing 401(K) assets is that it is different to how they manage a traditional portfolio. For instance, the owners are only allowed a limited number of changes per year, and their investment options usually include just the company’s stock, a money market fund, and a few others.
The efficient management of 401(K) assets involves a targeted approach at increasing its value through making changes to the portfolio only when the time is right. This is why the JSK program provides investors with recommendations based on day-to-day assessments of the investment atmosphere. In most cases, the recommendation is to do nothing but on days wherein the recommendation is to make a shift, it will be crucial to maximizing the investment.
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For additional information on JSK Associates’s 401(K) program, visit: www.investtowin.com .
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